DSN MUI DAN OTORITAS JASA KEUANGAN SERTA PEREKONOMIAN (STUDI LITERATUR DAN FENOMENOLOGI)

Abstract

DSN-MUI produces fatwas to control Islamic Microfinance activities so that they
always remain in the Islamic rules called Sharia Compliance, then OJK produces rules to
run the activities according to the functions of Islamic Microfinance. Both have a role in
the economy through the creation of rules in the implementation of the functions of
Islamic Microfinance, namely savings and loan services. The aims to be achieved in this
research is to uncover and describe how the role of DSN-MUI through its fatwa and OJK
through its regulations in order to improve the economy as indicated by GDP
calculation. This study uses a qualitative approach with literary studies and
phenomenology studies as the object of study. By using this method, this study resulted in
the conclusion that the DSN-MUI and OJK must play a role together to improve the
economy, through Islamic Microfinance products that are channeled to MSMEs as well
as people in need in the form of loans, keep economic activities going which is
automatically said that the economy will increase due to activities that are not
constrained by capital.